Financial Adviser
· RINGWOOD, VIC
Raphael Jude Fernandez
No disciplinary history on record with ASIC
10
Years experience
Tax advice
authorised
authorised
ASIC Registered · ADV 001247873
Raphael Jude Fernandez is a financial adviser based in Ringwood, Victoria, with 10 years of experience in the financial services industry. Raphael is currently authorised under Cobalt Advisers Pty Ltd. Raphael holds authorisations to advise on superannuation, life insurance, life insurance investments and managed investments, as well as tax financial advice services (TFAS). Their qualifications include a Bachelor of Commerce from Madras University. Raphael is a member of Financial Advice Association of Australia (FAAA).
Authorised to Advise On
Tax Financial Advice
Superannuation
Life Insurance
Life Insurance Investments
Managed Investments
Securities
Government Bonds
Authorised to provide tax financial advice services
Qualifications and Training
1996
Bachelor of Commerce
Madras University
2008
GraduateDiploma of Financial Planning
Finsia Education
2011
Margin Lending
Kaplan
2016
SMSF
Kaplan
2019
FPC002B
Bridging Course - Ethics - Kaplan Professional
Registration History
AFFINIA FINANCIAL ADVISERS PTY LTD
One off licensee approval is required for all MDA services and products which are either not on the approved product list or Derivatives.
Source: ASIC Financial Advisers Register