Financial Adviser · WORROLONG, SA

Melissa Jayne Kramer

15 Years experience

Tax advice
authorised

Currently at

Sydney, NSW

View firm profile

ASIC Registered · ADV 001004940

Melissa Jayne Kramer is a financial adviser based in Worrolong, South Australia, with 15 years of experience in the financial services industry. Melissa is currently authorised under Millennium 3 Financial Services Pty Ltd. Melissa holds authorisations to advise on superannuation, life insurance, life insurance investments and managed investments, as well as tax financial advice services (TFAS). Their qualifications include a Bachelor of Arts from Deakin University. Melissa is a member of Financial Advice Association of Australia (FAAA).

Authorised to Advise On

Tax Financial Advice Superannuation Life Insurance Life Insurance Investments Managed Investments Deposit Products Government Bonds Margin Lending

Restrictions: Government Debentures, Stocks or Bonds: class of product only. Securities: class of product only. Not authorised to provide SMSF advice.

Authorised to provide tax financial advice services

Qualifications and Training

1997

Bachelor of Arts

Deakin University

2010

Diploma of Financial Services (Financial Planning)

MLC Advice Education

2011

Margin Lending & Geared Investments

Kaplan Education Pty Limited

2013

Advanced Diploma of Financial Plannng

MLC Advice Education

2019

FPC002B Ethics and Professionalism in Financial Advice

Ethics - Kaplan Higher Education Pty Limited

Registration History

Millennium 3 Financial Services Pty Ltd

Jul 2020 - Present Current

Government Debentures, Stocks or Bonds: class of product only. Securities: class of product only. Not authorised to provide SMSF advice.

ELDERS FINANCIAL PLANNING PTY LTD

Jun 2017 - Jun 2020 Ceased

Government Debentures, Stock or Bonds: class of product only. Securities: class of product only. Not authorised to provide SMSF advice.

Australia And New Zealand Banking Group Limited

Jun 2011 - Jun 2017 Ceased

Securities: Class of product only. Government Debentures or Stocks or Bonds: Class of product only.

Source: ASIC Financial Advisers Register