Financial Adviser
· SYDNEY, NSW
Gemma Anne Kovaloff
No disciplinary history on record with ASIC
SYDNEY,
NSW
10
Years experience
Tax advice
authorised
authorised
ASIC Registered · ADV 001250846
Gemma Anne Kovaloff is a financial adviser based in Sydney, New South Wales, with 10 years of experience in the financial services industry since 2016. Gemma is currently authorised under Advice Assist Australia. Gemma holds authorisations to advise on superannuation and deposit products, as well as tax financial advice services (TFAS). Gemma's qualifications include a Bachelor of Business from The New South Wales Institute of Technology. Gemma is a member of Chartered Accountants Australia and New Zealand (CA ANZ), National Tax and Accountants Association (NTAA) and SMSF Association.
Authorised to Advise On
Tax Financial Advice
Superannuation
Deposit Products
Authorised to provide tax financial advice services
Qualifications and Training
1984
Bachelor of Business
The New South Wales Institute of Technology
2013
CPA Program
CPA Australia Pty Ltd
2025
FPC002B Ethics and Professionalism in Financial Advice
Ethics - Kaplan Higher Education
2026
SMSF Specialist Advisor Program
SMSF Association Ltd
Registration History
CRESCERE PARTNERS PTY LTD
No advice on Margin Lending or Derivatives.
THE SMSF EXPERT PTY LTD
Provide Class of Product Advice in relation to Superannuation only, restricted to establishment of Self Managed Superannuation Funds and clients existing superannuation and Self Managed Superannuation, contributions and pension payments.
Source: ASIC Financial Advisers Register