Financial Adviser · BONDI JUNCTION, NSW

Gemma Anne Kovaloff

10 Years experience
Tax advice
authorised
ASIC Registered · ADV 001250846
Currently at
South Melbourne, VIC

Gemma Anne Kovaloff is a financial adviser based in Bondi Junction, New South Wales, with 10 years of experience in the financial services industry since 2016. Gemma is currently authorised under Advice Assist Australia. Gemma holds authorisations to advise on superannuation and deposit products, as well as tax financial advice services (TFAS). Gemma's qualifications include a Bachelor of Business from The New South Wales Institute of Technology. Gemma is a member of Chartered Accountants Australia and New Zealand (CA ANZ), National Tax and Accountants Association (NTAA) and SMSF Association.

Authorised to Advise On

Tax Financial Advice Superannuation Deposit Products

Authorised to provide tax financial advice services

Qualifications and Training

1984
Bachelor of Business
The New South Wales Institute of Technology
2013
CPA Program
CPA Australia Pty Ltd
2025
FPC002B Ethics and Professionalism in Financial Advice
Ethics - Kaplan Higher Education
2026
SMSF Specialist Advisor Program
SMSF Association Ltd

Registration History

Apr 2026 - Present Current
Jan 2026 - Apr 2026 Ceased
Apr 2020 - Dec 2025 Ceased
CRESCERE PARTNERS PTY LTD
Nov 2018 - Jan 2020 Ceased
No advice on Margin Lending or Derivatives.
THE SMSF EXPERT PTY LTD
Dec 2016 - Nov 2018 Ceased
Provide Class of Product Advice in relation to Superannuation only, restricted to establishment of Self Managed Superannuation Funds and clients existing superannuation and Self Managed Superannuation, contributions and pension payments.

Source: ASIC Financial Advisers Register